Aon cut-e Practice: Decoding the Adaptive scales Tests at Lufthansa, Allianz, and HSBC
Aon cut-e is the assessment platform that makes other tests look bloated. A single cut-e scales module takes 6 to 15 minutes. You might face three of them back to back, and each one is adaptive: questions get harder or easier based on your answers. That adaptivity changes the optimal strategy completely, because rushing through a few easy items does not unlock more credit, but locking in accurate answers on early hard items does.
By PrepClubs Editorial Team, updated April 18, 2026
PrepClubs does not offer an Aon Cut-e (smartPredict) question bank today
Aon Cut-e is a German-developed adaptive cognitive assessment platform (now branded smartPredict under Aon's Assessment Solutions). The closest skill match we drill on PrepClubs is the Cubiks Logiks cluster (similar European-publisher heritage and item style) plus the CCAT cluster for general speed-cognitive coverage. Practice those instead.
What Aon cut-e actually is
Aon cut-e was founded in Germany in 2002 and acquired by Aon in 2017. It now operates as Aon Assessment but the 'cut-e' and 'scales' branding is still pervasive in the European and global hiring markets it dominates. The platform offers dozens of short adaptive modules across numerical, verbal, inductive, deductive, and personality dimensions.
The flagship modules are scales numerical (tables-based numerical reasoning), scales verbal (true/false/cannot say passage analysis), scales lst (inductive logic with pattern recognition), and scales eql (spatial and diagrammatic). Each module is 6 to 15 minutes long and is scored through an adaptive algorithm that serves harder questions after correct answers and easier questions after incorrect ones.
The employer pool is heavily European and global: Lufthansa, Allianz, HSBC, Heineken, and a long tail of aviation, insurance, and banking employers across Germany, the UK, and the Middle East. Aon cut-e is especially common for graduate programs where fast adaptive screening shortens the candidate funnel.
The core cut-e scales modules you will face
Most candidates face two or three modules depending on role. These are the most common.
scales numerical
Tables of data (revenue, volumes, percentages) with 5 to 10 questions each. Typical module has 4 to 6 tables in 12 minutes. Calculator allowed. The trap is finding the right data cell under time pressure, not doing math.
scales verbal
True / false / cannot say format on short passages. About 49 items in 12 minutes. The 'cannot say' category is where most candidates mess up: if the passage does not explicitly state something, the answer is cannot say, not false.
scales cls (inductive-logical thinking)
Grid-based pattern recognition. You see six labeled diagrams and must figure out the rule that categorizes them, then assign four unlabeled grids. 12 diagrams in 12 minutes, about one minute each. One of the hardest cut-e modules to prep without deliberate drilling.
scales lst (deductive-logical thinking)
Matrix-style logic. You examine a grid with a missing cell and pick the option that completes the pattern. 6 minutes to answer as many items as possible. Widely used for technical and analyst roles across the Aon client base.
scales ix (inductive reasoning, 'discovering rules')
A speeded version of inductive logic where you identify which of several symbol strings follows a hidden rule. 5 minutes, high item count. Used in graduate and commercial pipelines where pattern-matching speed is the key signal.
switchChallenge and smartPredict
Gamified newer modules that blend working memory and reaction-time tests. Growing presence in graduate pipelines. Lighter psychometric weight than the core scales modules.
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How adaptive scoring changes the cut-e strategy
Cut-e uses item response theory to score adaptively. Each question has a known difficulty, and your ability estimate shifts as you answer. If you get an early medium-difficulty item right, the algorithm serves you a harder item next. Get it wrong and you drop to an easier item. Your final percentile reflects the peak difficulty level you sustained, not just the raw count of correct answers.
This means two counterintuitive things. First, early items matter disproportionately because they anchor your ability estimate. Second, rushing through easy items to save time does not help, because the algorithm will not serve you enough items at your true difficulty level. Accuracy on medium and hard items is where percentile points are won.
Typical cutoffs for Lufthansa, Allianz, and HSBC graduate programs target 70th to 80th percentile across the relevant modules. Aviation roles at Lufthansa push higher on scales eql and scales lst. Finance roles at HSBC lean heavier on scales numerical. Always confirm which modules your pipeline uses.
Who uses the Aon cut-e?
Aon cut-e is the dominant adaptive assessment platform across European aviation, insurance, banking, and FMCG hiring. Lufthansa, Allianz, HSBC, and Heineken are the most recognizable users.
A 6-day cut-e prep plan that respects the adaptive engine
Day 1: Identify your target modules
Search Glassdoor and candidate forums for your target employer and role. Cut-e modules are role-specific, and different pipelines use different combinations. Narrow your prep to 2 to 3 modules and ignore the others.
Day 2: scales numerical with table drills
Practice reading multi-column tables and finding the exact cell under time pressure. Drill 5 full tables at 12 minutes each. The math is not hard, the data retrieval is. Use a calculator from the start, just like the real test allows.
Day 3: scales verbal true/false/cannot say
Do 30 true/false/cannot say items. The 'cannot say' category is where candidates lose the most percentile points. Rule: if the passage does not explicitly state the claim, the answer is cannot say, regardless of how likely it sounds.
Day 4: scales lst inductive logic
Pattern recognition in grids. Learn the core rule families: rotation, color inversion, size progression, shape substitution, distribution. 40 items in 12 minutes mirrors the real module.
Day 5: Mock modules back to back
Run your two or three target modules consecutively with real timing. Note fatigue between modules. The adaptive format means early accuracy is disproportionately important, so treat the first 4 items as your highest-stakes.
Day 6: Light review and setup
No new practice. Review rule families for inductive and the cannot-say logic for verbal. Check your internet and browser setup. Most cut-e sittings are remote, so stable connectivity matters.
Three cut-e mistakes the adaptive engine punishes
Rushing the first 4 items
Adaptive scoring anchors heavily on early items. A wrong answer in the first 3 pushes you into an easier question bank, which caps your peak percentile regardless of how well you do later. Pace the opening slowly.
Defaulting to false when the answer is cannot say
On scales verbal, 'cannot say' is the correct answer roughly a third of the time. Candidates who map verbal tests onto a binary true/false model miss these systematically. If the passage does not explicitly support or deny the claim, choose cannot say.
Ignoring the calculator on scales numerical
scales numerical allows a calculator. Candidates who try to do everything mentally to save time end up with arithmetic errors on multi-step problems. Use the calculator aggressively.
Related reading
Aon cut-e FAQs
PrepClubs does not run a Cut-e bank. The Cubiks Logiks cluster is the closest European-publisher analog.
400+ Cubiks items, 7 mocks, verbal, numerical, and abstract at speed. $29 with the Pass Guarantee.
See the Cubiks Logiks cluster